August 2025 - Buying a home can feel like a dream just out of reach, especially with rising costs and the challenge of saving for a down payment. But for Florida’s everyday heroes—nurses, teachers, firefighters, veterans, law enforcement officers, and so many more—there’s a program designed to make that dream a reality.

The Florida Hometown Heroes Housing Program (HTH) is available now, and the State of Florida has committed $50 million in assistance funds to help hardworking individuals and families achieve affordable homeownership right in the communities they serve. If you’ve been waiting for the right time to buy, this could be your opportunity.

What Is the Hometown Heroes Program?

The Hometown Heroes Program provides down payment and closing cost assistance to first-time, income-qualified homebuyers. In other words, it helps cover the upfront costs of buying a home so you don’t have to put your dreams on hold.

Here’s what makes the program special:

• Available now with dedicated funding from the State of Florida.

• $50 million in assistance funds ready to support buyers across the state.

• Assistance can be applied toward down payment and closing costs, removing one of the biggest barriers to homeownership.

• Designed specifically for eligible workforce occupations, such as healthcare professionals, teachers, police officers, firefighters, and more.

• Buyers can purchase a primary residence right in the community where they work and serve.

Additional Benefits

Beyond the upfront assistance, the program also offers financial advantages that can make your mortgage more affordable:

• Lower first mortgage interest rate compared to standard market rates.

Why It Matters

This program is more than just financial assistance. It’s about giving back to the people who keep our communities running, safe, and thriving. Whether you’re a nurse caring for patients, a teacher shaping future generations, or a firefighter protecting neighborhoods, the Hometown Heroes Program recognizes your contribution and invests in your future.

Is It Right for You?

If you’re a first-time buyer, meet the income qualifications, and work in an eligible occupation, the Hometown Heroes Program could be your key to stepping into homeownership sooner than you thought possible.

Take the Next Step

The program is funded and available right now, but these resources are limited. With $50 million set aside by the State of Florida, now is the time to take action before the funds are gone.

If you’d like to learn more about your eligibility and how to take advantage of the Florida Hometown Heroes Program, reach out today. Together, we can create a plan that brings you closer to the front door of your very own home.